Issue 1 · November 2026
December 7 is the deadline. Here is the two-minute version.
Your plan is already set for 2027 — unless you change it. Here is what to check, and how long it takes.
Your 2027 plan is already set
Your plan's Annual Notice of Change letter is probably sitting in a drawer right now.
It is the only warning you get. If your plan is dropping a drug you take, or charging more for it, you will find out at the pharmacy counter in January. At full price.
Here is the short version. Pull out your prescription list. Compare it to the letter. If a drug changed or costs more, that is your signal.
Then check your doctors. Plans change their networks every year, and yours may not be in it next year.
You have until December 7 to make a change. After that, you are locked in for all of 2027.
The ten-minute check
You do not have to wait for the letter. Log in to your plan's website, or call the number on the back of your card, and ask for the 2027 drug list.
Put it next to your prescriptions. Ten minutes now beats a surprise in January.
If you would rather not do that yourself, send me your list and I will do it for you. No cost.
Did something change this year?
A new diagnosis. A new prescription. A move. A doctor who left your plan's network.
Any one of those can change which plan fits you. If it happened, tell me and we will look at it together.
Where the money usually is
If you take several prescriptions, the drug plan review is where the savings live.
I run your list against every plan available in your area and show you the full yearly cost — not just the monthly premium.
Want me to look at yours?
Book a 2027 review. We go through your doctors, your prescriptions, and what each option actually costs you next year. No cost, and no pressure.
Book Your 2027 ReviewOnce you book, I will send you a short, secure form so I can look at your doctors and prescriptions before we talk.
Prefer to talk first? Call me directly at (314) 724-6590.
To clarity without the confusion,
Marc Mantia
Independent Agent | Review Medicare Benefits, LLC
Office: (636) 203-5840 | Mobile: (314) 724-6590
marc@reviewmedicarebenefits.com
16024 Manchester Rd, Ste 200, Ellisville, MO 63011
P.S. Getting expert help with Medicare doesn't cost you anything extra. Going without it might.